Spreadsheets are $exy

Hello, I'm Rob Gaudio, and my journey spans over three decades of professional experience and personal development. With a foundation laid during my high school years as a Class Treasurer managing budgets, my passion for finance and business (and spreadsheets!) ignited 🔥

Fast forward, armed with a BA in Economics and an MBA in Finance from the University of Western Ontario and the University of Miami, respectively, I've spent 25 years as a small business owner, running various successful enterprises.

As the founder of Harbor Credit, a personal finance site, I assisted over a million people with poor credit in obtaining car loans and other credit-related products. My commitment to financial education led to being featured in Entrepreneur Magazine's Top 100 Brilliant Ideas and appearances in prestigious media outlets like NY Times, People, ABC News, and Good Morning America.

Beyond the business realm, over the last several years I've been deeply involved in personal development. I served on the leadership team of the K4 Men's Community, overseeing the initiation of over 600 men through the digital course 'Rite of Passage.' I love a good Hero’s Journey in movies, lit, and in real life!

My dedication to financial empowerment stems from personal experiences, including a 15-year marriage that involved co-mingling assets, budget management, and handling alignment issues. Also as business partners, we actively navigated communication and conflict resolution together, culminating in an eventual conscious uncoupling (dissolution), despite this however, I gained many key insights and takeaways, both in the successes and (sometimes) disappointments.

Awards and recognitions have marked my journey, including the Golden Palm Award for Innovation from the Beverly Hills Chamber of Commerce and Pet Retailer of the Year accolades. As an industry speaker on digital marketing, and in the pet industry, I've frequently shared my insights.

Now, energized by my lived experiences, I've channeled my expertise into a transformative program based on taking a "Business Approach to Personal Finance". Whether you chose the Empower Program or the Active Management services, I’m here to be your guide toward your own journey of financial wellness.